Via Blue Glass Interactive. Marketing infographics. Permalink | Leave a comment »
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Most Topular Stories
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The content marketing explosion [infographic]
Holy Kaw!9 Feb 2012 | 4:44 am -
Welcome to Results Season, Groupon
Fool.com Headlines9 Feb 2012 | 4:40 amWelcome to Results Season, Groupon -
Where I’ve been for the last two weeks
I Will Teach You To Be Rich7 Feb 2012 | 8:11 amAfter a month of hyper consumption of caffeine, sleeping 4 hours/night, and a team around the world that outperformed any team I’ve ever worked with, the Dream Job launch is complete. Here’s a PDF with 50+ pages of uncensored feedback from new Dream Job students talking about why they joined my new course on finding your Dream Job: “Why I joined Dream Job” (PDF, no opt-in required). The course was an instant IWT bestseller, and it’s closed to new students now. Soon, I’ll share some of the marketing lessons behind the launch. I’m doing my traditional… -
Is Retirement Just Too Dang Risky?
Get Rich Slowly - Personal Finance That Makes Sense.8 Feb 2012 | 5:00 amThis is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I’ve been saving for retirement since my mid-20s, and I write a retirement-planning newsletter every month. Yet here’s the thing: I don’t plan to ever fully retire. And while most people list “retirement” as their number one investing goal, I don’t think most other people should retire, either — at least not at age 64 for men and 62 for… -
ramit: HAHA RT @sdeeep02 more suspicious of a guy w/ a book entitled, "I will teach you to be rich."
Twitter / ramit8 Feb 2012 | 2:15 pmramit: HAHA RT @sdeeep02 more suspicious of a guy w/ a book entitled, "I will teach you to be rich."
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Holy Kaw!
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The content marketing explosion [infographic]
9 Feb 2012 | 4:44 amVia Blue Glass Interactive. Marketing infographics. Permalink | Leave a comment » -
8 historical figures who ate disgusting things
8 Feb 2012 | 11:26 pmBefore you read this article, you may have thought your dog had the grossest eating habits ever. But Fido's penchant for poo is nothing compared to some of these sickos highlighted in Cracked. For example, Victorian scientist William Buckland: He didn't just stop at the meat of animals, either. While on a visit to St. Paul's Cathedral, a strange mark was found on the floor. A debate broke out as to what the stain could possibly be, at which point Buckland got on his hands and knees, licked the stain and confidently announced it to be bat piss. But the craziest thing Buckland ever did, at… -
5 explanations of why teenagers act the way the do
8 Feb 2012 | 11:22 pmUnderstanding the teenage mind could be a life's work. For those of you who don't have that kind of time, however, Mental Floss gives five things that could explain the mind of the teenager. For example, parents, have you ever wondered if your teenager is somehow getting dumber? Parents of teens often wonder what happened to the bright child they used to have. How can someone go from getting A’s to getting C’s when they seem to be doing the same amount of work? Once again, changes in the brain are to blame. While the merits of IQ tests are debatable, scientists used to think IQ… -
Surviving the loss of a star employee
8 Feb 2012 | 11:16 pmSome groups have stellar members who carry the team. That's all well and good until that member leaves. Then what? This Smartblog video will help you answer that question: Full story at Smartblog on Leadership. Top news for leaders. Permalink | Leave a comment » -
Disneyland circa 1957 [video]
8 Feb 2012 | 11:14 pmThis video was shot in 1957, less than two years after Disneyland had opened. The footage is newly restored and ready to take you to the happiest place on earth as it was in its early days. Full story at Mental Floss. All the top Internet videos in one place. Permalink | Leave a comment »
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Fool.com Headlines
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Welcome to Results Season, Groupon
9 Feb 2012 | 4:40 amWelcome to Results Season, Groupon -
Is the Dow's Rally Running Out of Steam?
8 Feb 2012 | 8:22 pmCisco's great earnings are met with a yawn. -
The Smartphone Rocket Slows Down
8 Feb 2012 | 8:08 pmIDC figures say the sales figures could be coming back to Earth. -
Cisco Shows Telecoms Still Buying Expensive Gear
8 Feb 2012 | 7:08 pmCisco puts a short-lived myth to rest. -
Earnings Show 'Bank Transfer Day' Results
8 Feb 2012 | 6:46 pmHow the protest affected the bottom line.
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I Will Teach You To Be Rich
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Where I’ve been for the last two weeks
7 Feb 2012 | 8:11 amAfter a month of hyper consumption of caffeine, sleeping 4 hours/night, and a team around the world that outperformed any team I’ve ever worked with, the Dream Job launch is complete. Here’s a PDF with 50+ pages of uncensored feedback from new Dream Job students talking about why they joined my new course on finding your Dream Job: “Why I joined Dream Job” (PDF, no opt-in required). The course was an instant IWT bestseller, and it’s closed to new students now. Soon, I’ll share some of the marketing lessons behind the launch. I’m doing my traditional… -
What I think of information addicts
22 Jan 2012 | 7:04 pmI’ve spent a lot of time thinking about giving away free material vs. charging for it. Here’s a recent 1-hour interview where I talk about free vs. paid material, including how I went from charging $4.95 for my first ebook to $12,000 for my most recent course. I also did another interview on the psychology of monetization, too, where I cover more academic psychological and marketing theory. This is for the true psychology/marketing nerds, so I reveal some gems that only they would appreciate. Based on the kinds of emails I get, I assume about 80% of you are huge huge nerds. So, let’s… -
What The Pros Know About Networking That You Don’t
20 Jan 2012 | 9:57 amWhen I was on the Today Show a couple years ago, I sat down to prep a few minutes before air time. About 45 seconds before we went live, Meredith Viera came onto set. She took one look at the topic sheet, then reached out to shake all of our hands. In the next 30 seconds, she asked a couple questions to get to know us, and then we started the segment. What was fascinating was that, within those 30 seconds, she was so personable that we instantly felt a connection to her (“Wow, she’s so friendly!”). And I realized that the masters — like the world’s top TV anchors, politicians,… -
How to use Natural Networking to connect with anyone — including the exact email scripts
18 Jan 2012 | 8:36 amHow many of us have heard career experts telling us to “go out there and network”? What does that actually mean? They never seem to specify. So we end up going to 1 or 2 pointless networking events, which actually turn out to be a bunch of unemployed people looking for jobs, until we realize the pointlessness of random networking. We stop going. But we keep hearing about the importance of our network, and we hear about how most jobs are found through personal contacts. Pretty soon, it becomes clear to us that it’s WHO you know, not WHAT you know. But we have no idea how to actually turn… -
How to write a resume that wins
17 Jan 2012 | 10:31 amLast night, 3,000+ IWT readers from all over the world tuned in, live, to learn the inside techniques to craft a winning resume. These are the same techniques I used to get jobs at Google, Intuit, and many other companies. Attention jackasses: These are not my curtains. I’m not 78 years old. I was at a hotel. I had nothing to sell. I just wanted to show people that — instead of blaming the economy, or believing that “I don’t have enough experience” is a valid excuse — they could take their Dream Job search into their own hands. Here’s what attendees had to say:…
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Get Rich Slowly - Personal Finance That Makes Sense.
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Is Retirement Just Too Dang Risky?
8 Feb 2012 | 5:00 amThis is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I’ve been saving for retirement since my mid-20s, and I write a retirement-planning newsletter every month. Yet here’s the thing: I don’t plan to ever fully retire. And while most people list “retirement” as their number one investing goal, I don’t think most other people should retire, either — at least not at age 64 for men and 62 for… -
8 Questions to Help You Save More
7 Feb 2012 | 5:00 amThis is a guest post by Fiona Lippey. Fiona is the author of the bestselling book The $21 Challenge and founder of Australia’s largest frugal website, SimpleSavings.net. If you want to save money, and I mean really save money, then you’re going to have to stop buying Stuff. You have reduce the amount you consume. Today I want to share the system I’ve been using for the last 15 years to reduce my spending and make sure I don’t get tricked out of my hard-earned cash. Question 1: Stop! Is this a good decision? Before you reach for your cash, before you grab your credit… -
Can Money Buy Freedom?
6 Feb 2012 | 3:00 amOn Saturday, my friend Tyler hosted a blog meetup. I first met Tyler several years ago. He was a GRS reader who dropped me a line to see if I’d meet him for dinner. I said “yes” — as I almost always do. Now, several years later, Tyler runs a successful blog of his own. It was fun to see his readers come out to support him. Note: I’ve never hosted a meetup for GRS readers, but the more of these I attend for other blogs, the more fun I think it would be for us to have some gatherings of our own. What do you think? Whenever I visit a new city — Denver in… -
Reader Story: Why I Lied About Money
5 Feb 2012 | 3:00 amThis guest post from Aloysa is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. You can read more from Aloysa at My Broken Coin. For six years, I lied to my ex-husband about how much money I was making. Some people make up lies trying to build self-esteem. Those people lie “up”. I lied down, hiding how much money I made, and underestimating the work I… -
Q&A: My Current Financial State
3 Feb 2012 | 3:00 amFridays are typically “Ask the Readers” days at Get Rich Slowly, but today I’m doing something a little different. I’ve made a couple of big revelations lately, and those have generated a lot of questions. Today, I’ll answer a handful of these questions in order to give an outline of how I’m managing my money. There’s a lot to be said about the discipline it took to be conscious spender (and saver) even after a windfall. How did you do this? In a way, conscious spending became easier after the sale of Get Rich Slowly. But it also became more…
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Twitter / ramit
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ramit: HAHA RT @sdeeep02 more suspicious of a guy w/ a book entitled, "I will teach you to be rich."
8 Feb 2012 | 2:15 pmramit: HAHA RT @sdeeep02 more suspicious of a guy w/ a book entitled, "I will teach you to be rich." -
ramit: Anyone else get suspicious of founders who spend all their time speaking at events?
8 Feb 2012 | 2:00 pmramit: Anyone else get suspicious of founders who spend all their time speaking at events? -
ramit: Pretty revealing video where the BBC confronts an internet troll in real life: http://t.co/vPoZFWcn
8 Feb 2012 | 9:50 amramit: Pretty revealing video where the BBC confronts an internet troll in real life: http://t.co/vPoZFWcn -
ramit: From my friend Ciaran: "Guy tracks his great love, coffee, for a year. His greatest insight? He needs to save $1/day." http://t.co/IgUDB1zV
7 Feb 2012 | 12:43 pmramit: From my friend Ciaran: "Guy tracks his great love, coffee, for a year. His greatest insight? He needs to save $1/day." http://t.co/IgUDB1zV -
ramit: @uppervalleymom @RockefellerCtr Thanks! Will be in touch soon. Apologize if not today but I will get back to you ASAP.
7 Feb 2012 | 10:50 amramit: @uppervalleymom @RockefellerCtr Thanks! Will be in touch soon. Apologize if not today but I will get back to you ASAP.
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Twitter / jdroth
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jdroth: Only 49 tickets remain for World Domination Summit 2012: http://t.co/6cDynajr -- #wds
31 Jan 2012 | 10:43 amjdroth: Only 49 tickets remain for World Domination Summit 2012: http://t.co/6cDynajr -- #wds -
jdroth: At last, the story can be told: How and Why I Sold Get Rich Slowly -- http://t.co/32AsTZL6
31 Jan 2012 | 4:04 amjdroth: At last, the story can be told: How and Why I Sold Get Rich Slowly -- http://t.co/32AsTZL6 -
jdroth: Weightlifting competition at Crossfit today. Set a PR with 335# on deadlift! http://t.co/C1izsD3y
14 Jan 2012 | 1:45 pmjdroth: Weightlifting competition at Crossfit today. Set a PR with 335# on deadlift! http://t.co/C1izsD3y -
jdroth: Planning for #wds 2012 is well underway. Today the team is touring venues. http://t.co/ztZUFFmW
12 Jan 2012 | 3:53 pmjdroth: Planning for #wds 2012 is well underway. Today the team is touring venues. http://t.co/ztZUFFmW -
jdroth: Here's what I mean by "Mexican Rock" (and really, it's Latin American rock): http://t.co/ldJOp1IJ -- my Spotify playlist for today.
12 Jan 2012 | 11:44 amjdroth: Here's what I mean by "Mexican Rock" (and really, it's Latin American rock): http://t.co/ldJOp1IJ -- my Spotify playlist for today.
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Personal finance news - CNNMoney.com
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The $400-a-year credit card
9 Feb 2012 | 3:08 amWould you pay $400 a year to own a credit card? -
Fewer young adults hold jobs than ever before
9 Feb 2012 | 2:33 amThe share of young adults with jobs has hit its lowest level since the government started keeping records just after World War II. -
Top 10 counterfeit goods
8 Feb 2012 | 4:32 pmLast year, U.S. Customs and Border Protection seized 25,000 counterfeit goods that were making their way into the country. The total value of that loot: $178.9 million. Here are the top 10 fakes and how to spot them: -
Bob Rodriguez: The best advice I ever got
8 Feb 2012 | 10:24 am"In the fall of 1974 I was in graduate school at USC taking a portfolio-management investment course. The financial markets were in difficulty, and I didn't understand how securities were being sold at such depressed levels. I had only recently discovered Security Analysis by Graham and Dodd when we had a guest lecturer come in named Charlie Munger, who went on about this idea of value investing. After the class was over, I walked up to Charlie and asked him if there was one thing that I could do that would make me a better investment professional. His answer was, 'Read history, read history,… -
Warren Buffett: Why stocks beat gold and bonds
8 Feb 2012 | 10:22 amInvesting is often described as the process of laying out money now in the expectation of receiving more money in the future. At Berkshire Hathaway we take a more demanding approach, defining investing as the transfer to others of purchasing power now with the reasoned expectation of receiving more purchasing power -- after taxes have been paid on nominal gains -- in the future. More succinctly, investing is forgoing consumption now in order to have the ability to consume more at a later date.
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Consumerism Commentary
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Slate from Chase No Balance Transfer Fee Card Review
8 Feb 2012 | 12:00 pmNot every credit card on the market today is out to provide consumers with great rewards, because not every card customer can make the most of those rewards. Credit cards are just tools, and depending on who is wielding them, they could have a positive or a negative effect on that person’s finances. Some people just use credit cards to habitually buy what they can’t afford. For them, a great rewards credit card might actually be counterproductive. A good example would be someone who has made mistakes with credit cards in the past and is now looking for some way to get out of the… -
Amazon.com Retail Stores: Another Threat to Small Businesses?
8 Feb 2012 | 6:22 amI was torn when Amazon.com, the online-only retailer for books, music, and movies, became popular. I liked the convenience, but it was clear that local brick-and-mortar bookstores would have difficulty competing with Amazon’s prices in the long term. I was swayed enough to the side against Amazon when I participated in a boycott of the company when they filed for a patent for the 1-Click ordering system. Over the years, though, I’ve come to accept Amazon.com as a part of my life as a consumer, and I shop using Amazon.com for more than just books, music, and movies. I gave into my… -
Unemployed Lawyers Sue Their Law Schools
7 Feb 2012 | 12:30 pmA group of fresh, unemployed lawyers have banded together to sue law schools. 73 alumni have filed at least fifteen class-action lawsuits, alleging the schools inflated employment figures and salary data to attract students and increase rankings. The real goal of the lawsuits seems to be to effect systemic change in the education industry and associations that accredit law schools, like the American Bar Association. Schools are in the business of generating alumni, and to a great extent, use as many marketing tricks that any company uses in order to influence public opinion. It’s true… -
Debt Collections: Do You Have To Pay?
7 Feb 2012 | 8:15 amPeople who borrow money generally understand that they will eventually need to pay borrowed money back to the lender. This understanding, whether codified in a contract or not in any particular case, makes lending and borrowing money work as an economic mechanism. It’s interesting that regardless of what’s written in a contract, most debt can be legally ignored. Borrowers may feel bound by their pride to honor commitments, but every state in the country has laws that prevent lenders from chasing after deadbeat borrowers after a certain amount of time. Time-barred debts are subject… -
Your Ego and Your Wallet
6 Feb 2012 | 5:00 amThis is an article by Marc Pearlman. Marc is a money management professional who has been in the finance industry over 20 years, and he is the author of The Positive Money Mindset and host of the radio show, Your Money Matters. I watched as these two were duking it out — at the poker table, that is. Fortunately for me, I was out of the hand with my lousy cards safely in the muck pile. I watched with no attachment to the outcome, but I had a prediction of who would come out the victor in this poker showdown. This young kid, probably mid to late twenties with a black hat pulled half way…
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My Money Blog
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Moved For Financial Reasons? Share Your Story.
8 Feb 2012 | 9:59 pmHave you moved for financial reasons? Where did you move to? Where did you move from? How did you decide? Larger income? Better job for similar income? Lower housing costs? Something else? Share your story in the comments below! I don’t think there will be as many as the 358 replies to my six-figure salary stories request, but I’m sure reading your case studies would be very interesting. Related posts: Do You Make A Six Figure Salary? Share Your Story. What Cities Are People Moving To For Financial Reasons? U-Haul vs. Penske Moving Truck Rentals: Share Your Story Moved For… -
What Cities Are People Moving To For Financial Reasons?
8 Feb 2012 | 9:00 pmThis post has been revised with new info and added to my Expense Reduction Guide: Housing. Although it takes considerable effort, nearly 40 million Americans move every year. Now, the reasons for all these moves are not all financial, but you can improve your financial situation drastically by moving. You might increase your income, decrease your housing costs, or decrease your tax bill. Where are people moving to? This Forbes article analyzed address data from IRS tax filings, and found that a trend that households are moving to warmer climates with lower taxes and property values. The… -
Straight Talk SIM Card + iPhone 4S = $45 Unlimited Prepaid Plan
8 Feb 2012 | 1:11 amCan you finally get the iPhone 4 and iPhone 4S on a cheap prepaid plan without hacking your phone? Straight Talk, a prepaid MVNO that is a joint venture between Tracfone and Wal-mart, is now offering the ability to buy Straight Talk SIM cards that you can pop into any AT&T-compatible, T-Mobile-compatible, or unlocked phone. They even offer a micro SIM card that are compatible with Apple iPhone 4 and 4S, for a one-time cost of only $14.99 with free ground shipping currently: The plan is cheap too. For $45 a month you get unlimited minutes, unlimited text, and unlimited data with no… -
TD Ameritrade Online Cash Services $200 Bonus
8 Feb 2012 | 12:52 amIt looks like TDA is following the trend of combining checking account features with their traditional brokerage accounts. If you have a TD Ameritrade account, this looks like a pretty easy $200 bonus score. Visit this promotion page to sign up for Online Cash Services and if you (1) sign up for a Visa debit card and make 4 purchases of $10+ by 3/31/12, and (2) enroll in BillPay and pay 4 bills totaling $100 between 1/15/12 and 3/31/12, you will get $100 each = $200 total. Both the debit card and online BillPay are free services. Many of you many have old, inactive TDA accounts that are still… -
Slate Card from Chase: 0% APR For 15 Months + NO Balance Transfer Fee!
6 Feb 2012 | 3:14 pmNew, improved offer! The Slate Card from Chase is now available with 0% APR on both balance transfers and purchases for 15 months, and the best part: NO balance transfer fee! There are different flavors of this card, but you should see it mentioned right at the top of this specific offer link. You can literally borrow money for free and pay it back in 15 months with no interest (keeping in mind you’ll still need to satisfy the minimum payment each month until then). No annual fee. This is a limited time offer, and very rare these days to find a no balance transfer fee 0% APR offer that…
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Yahoo! News: Personal Finance News
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Source: NY, California to sign mortgage settlement (AP)
9 Feb 2012 | 4:43 amAP - New York and California have agreed to sign the proposed settlement between U.S. states and the nation's biggest mortgage lenders over foreclosure abuses, according to a source close to the negotiations. -
Housing regulator acted on "ideology": lawmakers (Reuters)
8 Feb 2012 | 3:58 pmReuters - Two Democratic lawmakers on Wednesday accused the regulator of Fannie Mae and Freddie Mac from blocking the firms from reducing principal on the mortgages they back for reasons of "ideology." -
The U.S. and China: A Duel to the Debt (The Motley Fool)
8 Feb 2012 | 12:22 pmThe Motley Fool - In this period of "exceptional uncertainty" (to quote Federal Reserve Chairman Ben Bernanke), where can investors turn for a considered perspective on the current environment? Produced to feed the beast of the 24-hour news cycle, the bulk of financial journalism and commentary today isn't worth the servers it is stored on. One notable exception to that rule is Buttonwood, the financial markets column of The Economist. Philip Coggan is the columnist -- arguably the most influential position in financial journalism (along with the head of Lex at the Financial Times). -
Need for more Fed bond buys a "close call": Williams (Reuters)
8 Feb 2012 | 11:04 amReuters - The U.S. central bank may yet need to buy more bonds to bolster the weak recovery, but better-than-expected jobs data makes it a "close call," a top Federal Reserve official said on Wednesday. -
Coinstar's Spectacular Quarter Makes It Worth Your Dollars (The Motley Fool)
8 Feb 2012 | 7:30 amThe Motley Fool - Automated retail solutions provider Coinstar (Nasdaq: CSTR - News) beat Street estimates handsomely in the fourth quarter, and saw its shares spike 13% in extended trading.
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The Simple Dollar
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Use Public Transportation (38/365)
8 Feb 2012 | 12:00 pmWhen I was in college – and for the first several months of my post-college career – I was an avid user of public transportation. I would ride the bus to work every day like clockwork. For many semesters, I would catch a bus at about 7:48 AM or so. It deposited me right in front of one of the buildings where I would have a class at 8 AM at between 7:55 and 7:58 AM, giving me just enough time to stroll into the classroom, sit down, and open my notebook just as the professor began talking. Later on, I would stand outside of that apartment building to catch the 7:37 AM bus, which… -
The Simple Dollar Weekly Roundup: Marriage Advice Edition
8 Feb 2012 | 6:00 amIf I had to give someone advice on how to keep a marriage in good shape, here’s what it would be. Every day, do two things. One, tell your spouse that you love them and tell them something specific about them that you love. Two, spend half an hour doing something that helps them in some way and expect no compliments or comment from it – do it just because you care about that person. This works better if you focus on something that you know will really matter to your partner. For instance, if your partner loathes doing the dishes, just do them without comment once or twice a week. -
Practice Good Gas Conservation Habits (37/365)
7 Feb 2012 | 12:00 pmOne of the fun things about my wife’s car is that it has a constant readout of the miles per gallon on the dashboard. It lets you know what your miles per gallon over the last five minutes is, the mpg of your entire trip, as well as your estimated miles per gallon right at that moment. The data it produces is really accurate. We’ve measured this ourselves by checking the gas mileage manually by calculating it from the odometer and gas receipts and comparing it to the data in the car. It’s often a competition between Sarah and myself to see who can get the best gas mileage… -
Following the Time Trail and Downgrading Subscriptions
7 Feb 2012 | 6:00 amIn the past few months, we’ve ended our subscription to GameFly, reduced our subscription to Netflix to streaming-only, stopped receiving four magazines, and given away or sold a bunch of items around our household. At first glance, one might think we were going through some sort of economic crisis. After all, this is the exact same kind of cutting back that I regularly suggest to people who are finding themselves in a financial pinch. We actually made these decisions based on time, not money. With each one of those spending cuts we made, we realized that we simply weren’t getting… -
Minimize Your Load (36/365)
6 Feb 2012 | 12:00 pmDepending on the specific model, your car loses 1-2% fuel efficiency for every 100 pounds of extra weight in the car. That’s a surprising amount that can really add up. For example, let’s say you’re matching the extra weight that a friend of mine (who we’ll call Cathy) carries in her car. She consistently carries (mostly) unused car seats in the back seat of your car, plus she hauls around a box of books in the trunk along with a few other excess items. The sum total of that extra load is about 70 pounds. That means, depending on the model, Cathy is burning an extra…
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Wise Bread
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Join Our Tweetchat on Thu 2/9, 12pm Pacific for Chance to Win $200
8 Feb 2012 | 2:32 pmJoin our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win $200 in prizes! Use #WBChat to participate. This week's topic: How People Land in Debtsville. We'll talk about mistakes people in debt make, "keeping up with the Joneses," and setting a monthly budget. Share tips on having enough savings to cover financial setbacks, paying your credit cards in full each month, and recycling your available credit. For an easy way to keep track of the conversation, try using our special Tweetchat Chatroom. Anyone can participate, but you… -
15 Tested Tips for Creative Efficiency
8 Feb 2012 | 3:36 amCreative pursuits and efficiency don't always seem to go together; in fact, our age-old wisdom tells us that in order to be truly creative, we need wide open swaths of time, unbounded by other obligations like work, kids, and the need to get dinner on the table. (See also: Fun and Cheap Ways to Get Creative When You’re Bored) Then there's real life, which includes work, kids, the need to get dinner on the table…little things like that which won't go away. Life won't be put on hold while we decide to get creative. So what's the answer? Unless we've found "being creative"… -
How to Select the Best Jeans for Your Money
8 Feb 2012 | 3:24 amIt's awesome to score a pair of jeans for super cheap, but it's even more satisfying if you know that pair will last you for a long time. But how can you really know what the longevity of your jeans is before they actually get put into regular wardrobe rotation? The folks at Real Simple have some tips on how to choose the most valuable pair of jeans for your buck, and, to get you started, we've pulled some examples that aim for prolonged life while still spending as little as possible. (See also: 25 Things to Do With Old Jeans) First, the site suggests sticking to darker denim, since… -
Best Money Tips: Managing the Family Shopping Chore
8 Feb 2012 | 3:00 amWelcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on managing the family shopping chore, financial benefits to being sick, and having a productivity routine. Top 5 Articles Tips for Managing the Family Shopping Chore — Manage shopping for your family easily by only buying what is on your list of things to buy. [Parenting Squad] The Financial Benefits to Being Sick — Being sick keeps you from going out and spending money while giving you extra time to be productive. [Careful Cents] Why You Should Have a Productivity Routine — To have a… -
Ask the Readers: How Often Do You Review Your Credit Report?
7 Feb 2012 | 3:36 amHaving a good credit score is an important part of your financial health. It is necessary to review your credit report from time to time to check on your credit health and make sure you have no discrepancies with your report. Some people review their credit report once a year while others do it more regularly. How often do you review your credit report? Yearly? Monthly? When was the last time you reviewed your credit report? Tell us how often you review your credit report and we'll enter you in a drawing to win a $20 Amazon Gift Card! Win 1 of 3 $20 Amazon Gift Cards We're doing three…
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No Credit Needed
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Mortgage Payoff Progress for January 2012 with Chart
13 Jan 2012 | 8:52 pmTwo years ago my wife and I purchased our very first home. We have a conventional, fixed-rate 15-year mortgage. Our goal is to pay it off our mortgage in less than ten years. As of January 13, 2011, we have made 22 regular monthly mortgage payments. We have also made several additional principal-only payments. Our mortgage payment is drafted from our primary checking on the first day of each month. Additional principal-only payments are made throughout each month, as we earn additional income and find ways to decrease budgeted-for expenses. Here is our most recent chart - The chart… -
When all is Said and Done, it is the Done that Counts
13 Jan 2012 | 3:30 amWhen all is said and done, it is the done that counts. Lots of folks spend their time talking about their problems, especially their financial problems. Only a select few ever commit to the task of fixing those problems. The talking is important, but only if it actually leads to real changes. Decisions must be made, goals must be created, and plans must be implemented. Real progress demands real work. Establish Big Goals - Here’s a brief paragraph, outlining the financial future that I want - I want to live my life without borrowing money. I want to be able to send my children… -
Reduce Credit Card Use
12 Jan 2012 | 3:45 amAccording to this recent L.A. Times report - Consumer borrowing increased at an annual rate of 10% in November,the largest jump in a decade… Outstanding credit card debt increased 8.5% in November… (emphasis, mine) It appears that folks are using credit cards more than ever – and outstanding balances are increasing. For more than seven years, here’s how I have reduced (and almost eliminated) my use of a credit card: I live on a budget. If we eliminate unplanned-for spending, we can eliminate unplanned-for borrowing. At the beginning of the month, I know how much… -
Reduce Debt and Save Money on Groceries
10 Jan 2012 | 2:17 pmWith so many of us focusing on improving our finances in 2012 – I thought it might be beneficial to link to a few of my favorite personal finance-related resources: Free Printable Grocery Store Price Book - I created this printable price book to track fluctuations in the prices of grocery store items. Download the price book and print several pages. You can track prices for multiple stores and multiple items. Free Printable Coupons – You can click the link and print your coupons from right here at No Credit Needed. You can also click the link at the top of No Credit… -
The Emergency Fund
10 Jan 2012 | 2:35 amSavings. Rainy-day Fund. Cash Reserves. The Emergency Fund. It goes by many names, and whatever you want to call it, ours helped us to get out of debt. Why we established an emergency fund before attacking our debt - When we first decided to start paying off our consumer debt, we were pumped. It would have been very easy for us to have used every extra dollar to reduce our debts. However, we were concerned about emergencies – those unplanned-for expenses with which we must all deal. So, even before we began to attack our debt, we funded an emergency fund. Having a small…
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Generation X Finance
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How to Have a Memorable Valentine’s Day Without Spending Any Money
7 Feb 2012 | 9:37 amWith Valentine’s Day fast approaching, it’s all too easy to fall into the trap of spending money you don’t have on things that you don’t need. If you’re looking for ways to make your loved ones feel special this February 14th but don’t want to go broke doing so, you’ve come to the right place. Consider this your guide to a fun and free Valentine’s Day. The following suggestions use the items you already have around the home to make gifts for your spouse and children. All that is needed is a few simple supplies and a bit of creativity. Who says you need to spend money on… -
How to Check Your Tax Refund Status and When It Will Be Deposited
2 Feb 2012 | 8:06 amOnce you’re filed your taxes, either electronically via eFile, sent off by your accountant, or mailed in the old fashioned way, you’re probably wondering when you can get your hands on that tax refund check. You can check your tax refund status 24 hours a day, 7 days a week, using the Where’s My Refund? tool on the IRS website. To access you tax refund information, you will need some information from the Form 1040, 1040A or 1040EZ you just filed. This includes your Social Security number, filing status and the exact amount of the refund. Your Social Security number is… -
How to Turn a Hobby Into a Business
31 Jan 2012 | 7:36 amDid you know there are over 20 million sole proprietorships in the United States, and those individual businesses account for about 80 percent of all small businesses? The entrepreneurial spirit has fueled innovation and economic growth in this country since its inception, and people today are keeping the spirit alive and well. It makes sense because owning your own business can be incredibly rewarding. Being your own boss, creating something out of nothing, and even setting your own hours, are all intoxicating thoughts. That is why so many people dream about starting their own business. In… -
Is It Really Possible to Live Without Money?
30 Jan 2012 | 6:40 amThere’s such a thing as being really frugal but can you truly survive without money? How would you acquire the things that you need? Could you feed, clothe, and provide shelter for yourself without going to extreme measures? Would you find it freeing to be rid of all the material things weighing you down physically, emotionally, spiritually, and financially? One man, Mark Boyle, decided to conduct a yearlong experiment living without money. In his book, The Moneyless Man, he states, “I don’t see myself as a hugely spiritual person in the traditional sense. I try to practice what I call… -
Saving For a Down Payment on a House
27 Jan 2012 | 6:38 amThe shakeup in the housing market over the past several years has brought the need and advantages of a down payment when buying a new home back into focus. In a traditional mortgage, the home buyer was required to provide a 20% down payment at the time of closing. This trend shifted during the housing boom and often allowed buyers to purchase a new home with little or no money down. This practice persisted until the financial meltdown of 2008 brought both borrowers and lenders back to reality and down payments have become a part of buying a new home again. While many of these low or…
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Parenting.com: Mom Tips and Expert Advice
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Enter Our Science Fair - Win $5,000!
6 Feb 2012 | 2:55 pmJust share a video or photo(s) along with step-by-step instructions for the experiment and what your child learned by doing it. Click for more details: -
Watch: Funniest/Cutest Super Bowl Commercials
6 Feb 2012 | 2:54 pmWe think dogs and babies won the night (um, along with the Giants, that is). -
Why Sick Kids Get Worse At Night
6 Feb 2012 | 2:53 pmYour middle-of-the-night survival kit to soothe symptoms fast!
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Parent Hacks
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Best way to heal a thumb-sucker's dry, cracked thumb? Talk amongst yourselves.
8 Feb 2012 | 9:54 amThumb sucking is in its own special category of Parenting Issues That Drive Us All Crazy. It's not that thumb sucking is so terrible -- some babies suck their thumbs in utero, after all -- it's just that it tends to cause a number of complications. Case in point: dry winter air + constantly-damp thumbs = cracked, painful skin. Adam's wondering what other parents have done to speed healing: My newly-toddling son is a very stubborn thumb sucker. For the moment, we're ok with him sucking his thumb, but it's that time of year when skin dries out and the sucking easily… -
Printable Valentine cards: Robot Hearts
8 Feb 2012 | 4:44 amvia www.flickr.com Look at these adorable classroom Valentine cards Christy made! Not only did she point to them from the Parent Hacks Facebook page, she's invited anyone to print, cut and distribute at will. Happy Valentine karma for you, Christy -- thank you! Download Robot Hearts Valentines from Christy's Flickr photostream: Robot Valentines for You More: So many more Valentine hacks! -
Connectivity (a thank you note)
7 Feb 2012 | 12:17 pmLast week, I had one of those fits of I LOVE YOU GUYS. So I wrote this post at Babble Voices. Today I learned that one of the people I mentioned, Susan Niebur of Toddler Planet, has died. Witnessing the outpouring of love in response to her passing makes me feel that rush of gratitude all over again. I am so glad to be doing this with you. Read the full post: The Accidental Expert: Connectivity
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Radical Parenting
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Apps For Teens
7 Feb 2012 | 9:10 amAugust is a fifteen year old girl who has lived in Maryland most of her life. She loves writing and music, her favorite subject is Science, and she’s a vegetarian. She wants to become a journalist and is working as hard as she can towards this goal. Today, in the U.S., about 83% [...] -
“Second Semester: We’re Almost Done!”
7 Feb 2012 | 9:05 amMatt is a 17-year-old from New York City, NY. He loves to be social and spend time with his friends, as well as being an active leader in his community. However, school also plays an important role in his life and he is motivated to achieve his dreams. I’m writing this while I am [...] -
Psychological Problems are the Latest Trend
7 Feb 2012 | 9:00 amMonique is a sixteen year old girl living in Louisiana. She is a writer, dancer, and actress who enjoys playing video games and learning about others. Her favorite subjects are English, History, and Science; she plans to attend college and get a PhD in a related field. With psychiatric research and help becoming more [...] -
Codependency in Young Girls
7 Feb 2012 | 7:16 amThis guest post is by Radical Parenting Intern Editor, Mila Anhielo. Codependency, by definition, is unhealthy love and a tendency to behave in overly passive or excessively caretaking ways that negatively impact one’s relationships and quality of life. As strange as this may be, codependency began after one of my first memories. My story is [...] -
Designer Drugs: How to Spot Unusual Paraphernalia
4 Feb 2012 | 4:33 amBy Mila Anhielo, Writer Radical Parenting Haven’t you heard? Designer drugs have recently taken a deep and steady hold on teenage eyes around the world. As raves have begun to close their doors for youth below 18 years, the drugs surrounding this massive scene are still circulating in high schools all over America. The Designer [...]
